Financial IQ

The Intelligent Investor's Resource Hub

Knowledge is the best investment you can make.

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Investment Overview

An interactive overview of GHL India Ventures' investment strategy, portfolio, and performance.

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Educational Articles

Build your financial knowledge one article at a time.

Basics

What Is an Alternative Investment Fund?

A beginner-friendly guide to understanding AIFs, their categories under SEBI, and why they matter for portfolio diversification.

15 Jan 20254 min read
Real Estate

Understanding Stressed Assets in Real Estate

What makes a real estate asset "stressed", how the NCLT process works, and why distressed properties can be goldmines for informed investors.

2 Jan 20255 min read
Startups

How Startup Valuations Work: A Primer for New Investors

Demystifying pre-money vs post-money valuations, dilution, and how to evaluate whether a startup investment is fairly priced.

20 Dec 20246 min read

Reference

Financial Glossary

Key terms every alternative investment investor should know.

AIF

AIF

Alternative Investment Fund -- a privately pooled investment vehicle regulated by SEBI under the AIF Regulations, 2012.

AML

AML

Anti-Money Laundering -- a set of laws and regulations designed to prevent money laundering activities.

Cat

Category II AIF

A SEBI classification for funds that include PE funds, debt funds, and funds not leveraging or borrowing other than to meet day-to-day requirements.

HNI

HNI

High Net-worth Individual -- an investor with a substantial investable surplus, as per SEBI AIF regulations for AIF participation.

IRR

IRR

Internal Rate of Return -- the annualized effective compounded return rate that makes the net present value of all cash flows equal to zero.

KYC

KYC

Know Your Customer -- the process of verifying the identity of investors as mandated by SEBI and RBI regulations.

NAV

NAV

Net Asset Value -- the per-unit value of a fund, calculated by dividing total net assets by the number of outstanding units.

PE

PE

Private Equity -- an alternative asset class consisting of capital not listed on a public exchange, invested directly in companies.

PPM

PPM

Private Placement Memorandum -- a legal document provided to prospective investors detailing the fund strategy, risks, terms, and structure.

SEB

SEBI

Securities and Exchange Board of India -- the regulator for securities and capital markets in India.

Tools

Investment Calculators

Run quick calculations to visualize the power of disciplined investing.

SIP Calculator

Systematic Investment Plan returns

Monthly Investment₹25,000
Rs 1,000Rs 5,00,000
Investment Period10 years
1 yr30 yrs
Expected Annual Return12%
1%30%

Total Invested

₹30,00,000

Wealth Gained

₹28,08,477

Total Value

₹58,08,477

IRR Calculator

Internal Rate of Return (Newton-Raphson)

Enter your cash flows below. Use negative values for investments (outflows) and positive values for returns (inflows).

Yr 0
Yr 1
Yr 2
Yr 3
Yr 4

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